Credit card rewards strategy for business owners

You're spending the money anyway. Stop leaving the rewards on the table.

Most business owners earn 1% back on tens of thousands in monthly spending — and never think about it. Kardline restructures your card strategy to earn 2–4x more on the exact same spending, then turns those points into real travel.

No new spending. No hassle. Just a smarter setup for money already going out the door.

Typical setup

$4,800/yr
1% back on $40k/month spend

Optimized with Kardline

$9,600+/yr
2–3x in points & travel value

The information is free. Your time isn't.

You could spend a weekend reading points blogs and award charts. You're running a business instead. We've done the reading — and we translate it into a plan built for your exact spending.

1

We find the gap

A free 20-minute call to look at your monthly spend, your current cards, and what you're actually earning. Most owners are stunned by the number.

2

We build your strategy

A custom card setup written out for your business — which cards, how to split your spending by category, and which rewards programs give you the most value.

3

We plan the trip

When you're ready, we turn your accumulated points into a real booking — flights, hotels, the works — at a fraction of cash cost.

Two ways to work with us

Whether you're a business owner who wants a full strategy, or you've already got a pile of points and just want the best trip — we've got you.

For business owners

The Card Strategy Package

From $295 one-time
Flat fee. No retainer, no percentage, no surprises.
  • Free 20-minute discovery call
  • Full research of your spending categories & best card options
  • 75-minute strategy consultation
  • Written card strategy document, built for your business
  • Email & text implementation support
  • One trip planned with the points you earn
Book your free review
For anyone with points

Trip Research & Planning

$50 deposit
+ $200–$500 on a successful booking, by complexity.
  • Tell us what points you have & where you want to go
  • We search 25+ airline & hotel programs for the best award space
  • Step-by-step transfer & booking instructions
  • Single trips and complex multi-city itineraries
  • You only pay the balance once it's booked
Start a trip request
"I hear it constantly: 'I'm spending so much and I feel like I'm getting nothing back.' That feeling is right — and it's fixable."
T
Tony — Founder, Kardline Small business owner. Built Kardline to fix what most owners never get around to.

Built by a business owner, for business owners.

Kardline isn't run by a points hobbyist chasing sign-up bonuses. It's run by someone who's spent years operating real businesses with real expenses — fuel, supplies, software, contractors — and learned firsthand how much value gets thrown away on the wrong cards.

If you're a contractor, a tradesperson, a practice owner, or any operator moving serious money through cards every month, you're exactly who we built this for.

Let's find your gap.

Fill out the form and we'll be in touch to set up your free 20-minute review — or book a call directly if you'd rather just grab a time.

Prefer to book a time now?

Grab a free 20-minute slot on the calendar.

Book a call →